Ecclesiastes 10:18 GNT
“When you are too lazy to repair your roof, it will leak, and the house will fall in”.
As we move into the year in a full blast fashion, it is imperative that we work on our marriages to the very best level we can, all so we can be at peace at home. Without peace at home you are as good as incapacitated. Your spouse must be happy for you to be truly and genuinely happy. As such deadly mistakes must be avoided at all cost. Few weeks ago, I spoke of one aspect of this mistake, and today I want to focus on the next one.
2. Carelessness with Finances:
This refers to Poor financing of the home, or poor financial management in the home. There are very bad and dangerous financial practices that could cause a marriage to face disintegration. There is a way money is managed that can bring about the introduction of the spirit of mammon into the marriage. Whatever you do, do not give room or a foothold to the devil through the spirit of mammon. Because of how volatile money matters can be, it becomes very crucial that they are handled with care.
-There are various financial situations in different homes. There is the situation where the man makes all the money and the woman either has no job or has been asked by the husband not to work at all.
-There is the situation where the woman makes all the money and the man makes no money due to loss of job, or a major or temporary financial setback.
-There is the situation where they both make money and the man demands that all monies go through him; or are placed in a common account and they do joint spending as well.
-There is the situation where they both make money and spend for the house as they both can.
-There is the occasion where both make money and then make a common contribution to a joint account while they both maintain individual accounts.
Whatever the case may be, there has to be a sustainable financial structure based on the nature of income. I suggest you both make money, and then make monthly contribution for major projects, and then each party takes responsibility over certain expenses for the house. Better still operate separate accounts for different things in the home on percentage basis, or on fixed amounts, and these accounts must be funded monthly. There should be a school fees account, feeding account, utilities account, holidays account where possible, offering account, etc.
Minor temporary financial setbacks are manageable. But when it prolongs and is protracted, then it becomes a real problem. Then, by the time pride and attitude are added to it from either husband or Wife, the marriage may be on its way down.
God help us in Jesus Name.
Action Points/Prayer
i. Lord deliver me from foolishness and laziness of all kinds.
ii. Father please fill me with financial wisdom towards wise management of resources in my home.
iii. Lord please give me the grace for increase in my earning power in Jesus Name.
Nugget
Minor temporary financial setbacks are manageable. But when it prolongs and is protracted, then it becomes a real problem.
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